Home Health Care Plan

People don’t go to nursing facilities because they want to; they go because they have to.

Our Home Health Care policy gives you the flexibility to utilize the type of care that can be right for you…in the comfort of your own home. With the ever-increasing incidence of in-home care as a result of people being discharged from the hospital faster, this policy has become very popular.

This policy is designed to help provide care in your home instead of in a hospital or nursing home.

Benefits are paid for:

  • Skilled Nursing Care
  • General Nursing Care
  • Physical Therapy
  • Speech Pathology
  • Occupational Therapy
  • Chemotherapy
  • Specialist Services
  • Enterostomal Therapy
  • Respiration Therapy
  • Medical Social Services
  • Home Health Care Aide

Optional benefits can also help cover:

  • Prescription Drugs
  • Annual Physical Exams
  • Eye and Hearing Exams
  • Ambulance
  • In-hospital Private Duty Nurse

This is a brief description of some of the provisions of policies individually underwritten by Reserve National Insurance Company.

Only the actual policy provisions will control. Form numbers, benefits, policy provisions and availability may vary by state. A licensed Company agent can provide details on benefits, costs, limitations, exclusions and waiting periods.


Long-Term Care Insurance Brochure

A Shopper's Guide to Long-Term Care Insurance

Acknowledgement of Nonduplication

Application for Home Health Care Indemnity Insurance

Home Health Care Indemnity Policy

This is not Medicare Supplement Insurance

Replacement of Life Insurance or Annuities Notice

Long-Term Care Insurance Outline of Coverage

Long-Term Care Insurance Potential Rate Increase Disclosure Form
Long-Term Care Insurance Personal Worksheet